Accepted at auto merchant locations nationwide1
Accepted at Gas Stations nationwide1
Credit decision within minutes
Convenient Monthly Payments
Estimate monthly payments here
Accepted at auto merchant locations nationwide
No annual fee2
$0 fraud liability
Exclusive cardholder offers
Account access on the MySynchrony mobile app3
Get a decision in seconds with no impact on your credit bureau score.
SEE IF YOU PREQUALIFYGet started here. The application and credit decision happens within minutes.
APPLY NOWMake payments, view your balance, update account information and schedule up to 12 payments at a time.
Manage My Account** A Promo Fee does not apply to this offer. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing.
1Subject to credit approval. Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico.
Click here for merchant locations2New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing.
3Data fees may apply.